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Lacrosse Homes Blog 

Stay up to date with LAX news, events & all things home building!

Springtime Activities Around Kent Island


Longing to live a life where there’s plenty for the entire family to do outside?  Residents on Maryland’s Kent Island and Eastern Shore easily balance their charming, low-key lifestyle with an abundance of active recreational pursuits.

Here are some ideas for your next day or weekend adventure:

Explore the natural beauty of Kent Island on the Cross Island Trail. Cross Island is a rail trail occupying a section of the abandoned Queen Anne’s Railroad corridor.  This tree lined park spans 9.2 miles from the Terrapin Nature Area to Kent Narrows.  

South Island Trail, also in Stevensville, is a 7-mile paved trail that runs parallel to Route 8.  Beginning at Matapeake State Park and ending at Romancoke Fishing Pier.

If history is your jam, you’re in the right place! As the first permanent English settlement in Maryland, Kent Island will provide a wealth of opportunity to explore the area’s rich heritage.

Check out the Stevensville Train Depot, dating back to 1902, and other historic buildings found throughout Stevensville’s Arts and Entertainment District.

When in Easton, Md. make time to see the Talbot Historical Society which explores the special culture of life lived on land and the water. You can easily spend an entire day here learning about the history of Talbot County which dates back to 1634.  The Talbot Historical Society is a campus featuring the Mary Jenkins House, The James Neall House, The Hill Research Center and The Gardens.  

If you’re looking for some fun on the water, Kent Narrows Public Landing is a great location for boaters looking to cruise east towards Queenstown, north toward Rock Hall or out into the open waters of the Chesapeake Bay.

Stop by and visit us in one of our area new home communities when you’re out and about.  We’d love to hear about your adventures and discoveries!


Is a First Floor Owner’s Suite For You?

As homebuyers are staying in their homes longer than they used to, there are several reasons why this might make sense for you as a long-term homeowner.  As you explore new home floorplans, take a second look at a plan with the main level bedroom and consider these ideas:

  • Multi-generations are now increasingly living together.

A main level bedroom will be an ideal arrangement for those families with parents or in-laws looking to live all under one roof.  Whether they currently have mobility issues or not, taking the stairs out of the equation will be a benefit and they’ll appreciate feeling like they’re a part of the family. 

We have buyers looking at the ease of a main level bedroom for themselves years down the road. As you mature, being able to remain in your home without having to deal with stairs is a popular “aging in place” concept. It allows you easy and safe access to the rooms you’ll use every day. In the meantime, it makes a great, private guest suite or home office!

  • Caring for aging family members.

A main level bedroom and bath will provide privacy and comfort for aging members of your family.  Whether today, or sometime down the road, knowing that you have a dedicated space to accommodate family members with mobility or disability issues will bring a lot of peace of mind.

  • Home office anyone?

Home offices are now coveted real estate as the merging of working and living space gains momentum and popularity.  Whether you’re currently working from home, or have an occasional need of a home office, a private space on your main level can be an ideal solution to meet that need – simply close the door, work undisturbed and Zoom your day away!

  • No Stress Access.

Its easy to see ourselves as we are now, but who know what the future brings. A main level bedroom allows for easier mobility and one level living. It’s simply more convenient.

  • Less maintenance cost.

A main level bedroom, offering you the ability to reside entirely on one level of your home, will increase the energy efficiency of your home and potentially decrease your heating, cooling, and electricity expenditures since those are now focused on the main level.

We’re always modifying our floorplan designs to meet the lifestyle needs of our homeowners.  In recent years, we’ve seen a heightened interest in floorplans with an owner’s bedroom on the main level of the home, offering easy, single-level access to the other primary living spaces. 

When you can’t be there...a virtual tour brings your new home to life!


Homebuilders understand that almost 100% of home searches start online. Our website is our storefront and we’re constantly looking for ways to add online tools to help you get answers to your questions and understand our building processes. From slideshow photo galleries of available floorplans to helpful home buying resources, we understand that buying a new home is a major decision and one we can help you make. With the addition of 3D virtual tours, you can tour our homes from the comfort of your couch to see which floorplan makes sense for you and take the next step to visit in person. You don’t need to sacrifice a firsthand experience or connection with a space when immersing yourself in the 3D virtual tour technology we use to showcase our new home designs.

Explore the space with as much interactivity as you desire. Our Matterport ™ tours enable you to select Dollhouse, Floor Plan and Inside View. Travel from floor to floor by using the stairs or selecting the plan level within the video. Go Fullscreen mode to fully immerse yourself!

Technology has changed how we do so many things from binge-watching our favorite television series to playing games online and more. Your new home search now benefits from being able to immerse yourself in a 3D tour, quickly and easily, from the comfort and safety of your home. At this point, your search is over!!

The most important place in the world…HOME!

A new year has started and with that comes the various resolutions we make to improve our lives.  Home sales soared last year as a dramatic response to the pandemic, and 2021 is shaping up to be another year of record growth in the housing market.  What does that mean for you, if you’re one of the thousands of potential home buyers making it a priority to focus on where and how you live?

Lacrosse Homes has helped make the home ownership dream a reality by focusing on this home buying checklist:

Check Your Savings

If you’re buying a new home, you’ll need to make a down payment, and it could be the full 20 percent of the sale price.  Saving for your down payment takes time so start putting away a certain amount each month. Getting approved for your home loan can occur without you having your full deposit saved, but starting sooner rather than later will put you ahead of the game.

Check Your Credit

Your credit will have an impact on whether or not you get approved for a mortgage loan, and what the loan interest rate will be. The higher your credit score, the lower the interest rate (that’s money back in your pocket!), and the better the overall loan terms.  If your score is in the fair/poor range-- lower than 669 according to Experian -- fixing your credit will be imperative to moving forward on your new home purchase.   This means putting a plan in action to:

  • Pay down your debt, starting with the smaller balances first;
  • Making all payments on time and in full;
  • Reduce your credit card balances or consolidate your debt into fewer payments.

Get Organized

Before a lender will issue you a loan, they’ll require seeing a variety of documents to verify your income, employment and assets. These documents will likely include tax returns, W-2s, employment history, income/bank statements, and proof of assets. The sooner you start organizing these documents, the sooner you’ll know where you fall short and can start taking steps to correct this.

Find a New Home

Now that you know how much you can afford and have a budget for your home purchase in mind, you can explore your options and look at homes in different locations.  Bear in mind that a new home will have many benefits that used/resale homes lack, requiring little maintenance, and the ability, in many instances, to be personalized to fit your lifestyle!

Nothing stirs our emotions quite like the idea of home. This is where our families come together, where our dreams take hold and where those special moments in our lives take place.  If 2021 is the year for making your dream of owning a new home a reality, we’re here to help you.

Choosing a Kent Island lifestyle.

First thing you’ll notice about Kent Island in Queen Anne’s County Md will be the exhilarating water views!  Surrounded by the Chesapeake Bay and many smaller bays, this island town features beautiful natural habitats, abundant wildlife, 157 miles of shoreline and a unique charm all its own.

Once you’ve crossed the Chesapeake Bay Bridge you’ve entered Kent Island, consisting of two incorporated towns – Stevensville and Chester.  Our homeowners in Stevensville appreciate the lifestyle benefits of living on Kent Island which features much more than spectacular water views:

  • Chesapeake Bay Environmental Center – 510-acre wildlife preserve where you can kayak and enjoy miles of woodlands and meadows.
  • Terrapin Nature Park – beach access, walking trails, views, and picnic areas. Cyclists can pick up the Cross-Island Trail or the South Island Trail from this location.
  • Paul Reed Smith Guitars – one of the world’s premier guitar and amplifier manufacturers is located right in Stevensville! Pre-COVID-19 you could take a 90-minute factory tour.  Put that on your bucket list for a future outing!
  • Blackwater Distilling – Known as the ‘wettest’ state during Prohibition, Maryland has a rich and deep history of producing high quality whiskey. “Swamp lighting” was made in stills all along the Chesapeake. Today, Blackwater Distilling celebrates that history with distinctive spirits available at their Tavern and Distillery. Another bucket-list tour for your 2021 calendar.
  • Mark Cascia Vineyards – this family owned waterfront vineyard in Stevensville produces premium red, white and dessert wines.
  • Historic Christ Church and Cray House – Christ Church, located in Matapeake (Stevensville Historic District), dates to 1880 and was one of 30 original parishes in Maryland and is currently serving as a Lutheran church. Cray House, one of the most unique structures still standing on Kent Island, was built in 1809.  It is a “rare example of post-and-plank construction” and is a small two-room home in which Nora Cray, a widow, lived and raised her three children. 
  • Blue Heron Golf Course - 18-hole public course; one of the Top Ten Short Courses in America.
  • Kent Narrows – home to great live music, tiki’s, sunset cruises, and, of course, delicious seafood.

Life on Kent Island is a unique experience.  A blending of suburban and island life, there’s something for everyone to enjoy about this slower-paced lifestyle with an unmatched combination of charm, tranquility, and convenience. We look forward to exploring it with you!

Location, location, location

Is it really that important when choosing your next home?
You’ve undoubtedly heard the mantra “location, location, location” when discussing real estate. A desirable location can provide an advantage, or added appeal, which can equate to demand and therefore higher real estate prices. Certainly, a desirable location is subjective – what you might find good, someone else might deem less spectacular. That said, in all our years of building homes and developing communities, there are some locational factors that tend to be considered desirable to the vast majority of homebuyers in a market such as ours:
Access to everyday necessities -
Consider how close your new home is to everyday essentials like grocery shopping, restaurants, entertainment and those places you’ll visit on a frequent basis. Choosing a location that gives you quick proximity to day-to-day living conveniences never goes out of style!
Proximity to work, amenities, family/friends –
Whether you need to commute to work or not, a location that provides easy access to roadways and highways means you will spend less time on the road and more time at home. Plus, this access to major commuting routes makes it easier for you to venture out, meet friends and family members, explore neighboring towns and vicinities, frequent big box shopping centers, health care/medical facilities and more. When you’re close to your favorite restaurants, theaters, gym, and coffee shop you’ll feel a closer connection to your community and live a balanced life.
Access to schools –
Certainly, schools are a major factor especially for our homebuyers with families. Homes that are located near top-quality school districts typically equate to higher property values and generally have a greater resale potential.
When you review all of this, and any other individual factors that are important to you in choosing your new home’s location, we believe that it’s the convenience in a location that can make all the difference. Lacrosse Homes communities are ideally located to provide you the convenience you desire in a location you’ll love calling home for years to come!

Prepare Your Garden For Next Year

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While the season is changing there are still some cold-tolerant veggies you can grow if you get them planted in time to reach maturity before the first frost date for our region.

  1. Plant fall vegetables.

Turn to hardy vegetables that will grow in the fall as well as they will in the spring:  Carrots, beets, radishes, lettuce, and peas are a few examples.  These can also withstand a few days of light frost before harvesting.  Here’s more info from the Almanac:

  1. Do some last-minute harvesting.

Harvest as many of your summer crops as you can before your region’s first frost date. Once that first frost strikes, summer plants will quickly die, and any fruit left on the vine will be damaged.

  1. Clean up.

Remove perished plants from your garden. If you let them rot, you are likely inviting fungi, disease and microbes into your garden that will taint fall vegetable growth. 

  1. Support your soil.

Consider adding some nutrients to your soil, both in the fall and the spring.  Leaves are great organic matter for your garden and a portion of compost before the ground freezes will rejuvenate your soil. Read more about ways to improve your garden soil here:

  1. Take stock of your supplies and tools.

Whether you need another pruner, plant cages, a new hoe or soil knife take stock of your tools and replace worn out items now, so you are properly prepped for spring.

  1. Create a compost bin.

Fall is a great time to begin your own compost bin or pile. The detritus of the season - fallen leaves, grass clippings, and plant matter from your garden – will help you get it started.

  1. Try growing plants from seed.

Growing from seed is affordable and catalogs offer many varieties that are difficult to find at your local nursery.  Depending on the variety, start germinating your seed in late winter or early spring. Read more on this topic from



Navigating Virtual & Distance Learning

Here’s some help to stay focused and interested while keeping your equilibrium as you navigate the new schooling scenarios we’re all facing.

By now your teachers, school administration officials, friends and even the vast amount of information found online are hopefully serving to help you prepare and support your kids in this new learning environment.  One thing is certain, we’re all taking on more responsibility in managing our children’s learning, and approaching these new duties with love and empathy will go a long way to creating a successful experience for everyone involved.

Here are some useful tips to make the most of this time:

  • Create a physical space that is dedicated to learning. Get the kids involved in deciding what this area will look like and how it will function. If possible, make it an area that stays “classroom” during off hours.
  • Set a routine just like you would when leaving home for school. Create a calendar that shows a schedule of what’s planned/expected. Get dressed for school. Build in breaks and “recess” time to relax and support better attention when back in class.
  • Stay focused on expectations and procedures. If multiple kids will need to share devices, set up a process for that.  Explain what your children will be experiencing from you and their online teachers. Explore how you’ll handle staying focused and who will be supervising activities/assignments.
  • Display work and give praise for a job well done.
  • Get help when you need it. Look to family, friends, teachers, caregivers, and neighbors to lend a hand when you need it.  Make sure to keep teachers informed on what’s working and what’s not.


Explore these additional online resources that may provide useful ideas and assistance:


5 things to consider when selling your home during Covid-19.

  1. Use virtual technology to showcase your home.

Allowing buyers to virtually “walk thru” and tour your home is a huge asset, especially during this period when typically touring is reduced to scheduled private 1:1 time slots.  A virtual tour allows home buyers to visit your home from the comfort of their current residence.  The Realty community has embraced the power of the virtual tour and offers 3D, 360-degree virtual tours that provide an immersive experience in high resolution.

If needed, you can also virtually stage your home from professional high def static images.  We know that staging is a huge benefit, so this virtual component offers you the opportunity to present your home in its best light.

Don’t forget aerial/drone footage as a way to show your property and highlight the setting in which your home is sited.

  1. Deep clean.

Focus on cleaning high-touch surfaces. According to the experts, you’ll want to focus on high-touch surfaces above all else—since keeping those clean will stop the transmission of germs to other areas of the home. High-touch surfaces include all the things you touch the most—doorknobs, light switches, cabinet pulls and handles, railings, faucets, remote controls, and even tabletops.

When it comes to cleaning these areas properly, make sure you’re using the right products.  “When killing surface germs or viruses is your goal, look for products that contain a disinfectant,” says Brian Sansoni, spokesman for the American Cleaning Institute.

Some of the more frequently used active ingredients are sodium hypochlorite, ethanol, pine oil, hydrogen peroxide, citric acid, and quaternary ammonium compounds. Check out this list of cleaning products from the EPA.

  1. Screen potential buyers.

Limiting the number of personal visits to your home makes sense since we’re all heightening our efforts to keep our living environments clean and sanitized.  Make sure you, or your Realtor, are minimizing the risk and number of people entering your home by engaging with potential buyers prior to scheduling personal visits to clearly understand their needs, interest level and whether your home might be a good fit for them.  Both parties will appreciate this “vetting” as a way of making sure everyone stays safe and healthy.

  1. Understand the processes for inspections and appraisals.

Inspections and appraisals are usually an in-person event with the homeowner present.  Check your local guidelines/vendors to see what the process is for conducting these visits.  Many are requesting that the home be empty so that a properly masked/gloved technician can enter the premise to complete their job.

  1. Closing will be a “remote” event.

Maryland and Delaware lenders are now authorized to conduct real estate closings via a “remote” online event with the use of online notarization to complete paperwork.

This is that has to say about remote closings: “Documents are prepared by the title company and uploaded to an online remote notarization platform. Buyers and sellers can log on and review the documents and discuss any questions with their agent and others. When ready, signers return to the platform and connect with an online notary. Agents and others can connect in, too. Signers electronically sign and the notary electronically notarizes each document as required. As a security measure, each completed document is then “tamper sealed.”

If you have questions or need assistance with navigating this process, please feel free to contact the Lacrosse Homes team.

We’re here for you.

We’re here for you.

It is my hope that this message finds you and your family healthy and well. At Lacrosse Homes, we’ve been thinking a lot about how to ease the minds of our customers in the age of coronavirus.
The homebuilding/construction industry has been designated an essential service, which means our office and properties remain open, but by appointment only. We have a host of resources available for you to use, from the comfort of your home, such as FaceTime with our Sales team and 3D virtual walkthrough tours of our home designs.
As a family owned and operated business, “family” is at the core of what we do. Simply put, we’re here for you. And while the obstacles we’re all facing are different today, we’re as committed as ever to finding ways to deliver on our goal to help families just like yours make their dreams of homeownership a reality. That means maintaining our focus both on building quality homes and making our team of experts -- including mortgage professionals -- available to help you buy a home easily and safely.
To that end, we’ve initiated a virtual home buying process that will enable you to benefit from historic low interest rates while keeping things simple, informative, and focused on YOU:
• Online tours. We have numerous 3D virtual tours of our most popular home designs available on our website. You’ll also find the latest floorplans, photo galleries, and contact points.
• Private tours. If you would like to schedule a private model home/property tour contact the sales representative associated with your selected community and we will accommodate you.
• Chat. Fast and easy, our website features a chat function so you can access the information you’re looking for as quickly as possible. Our representatives are available as much as possible and if we’re “offline” please feel free to send us a message and we’ll get back to you as soon as possible.
• Virtual document sharing. As your home buying processes progress, we will meet via conference call and virtual meetings, share documents electronically, and complete digital signatures for your new home.
Lastly, and before we go, we want to thank the men and women working on the frontlines of the crises. We are so appreciative of all you are doing to keep our families safe and healthy. We are confident we will get through this together.
Lindsay Dixon

COVID-19 Update

Dear Lacrosse Home Customers and Homeowners,

We are reaching out to all of you to communicate information related to the COVID-19 outbreak and how it is impacting our business and in turn , your homebuying process and homeownership warranty procedures.

This global health crisis has impacted all of us in different ways that it continues to evolve. We are monitoring the situation and will continue to send out periodic updates as they become available.

Most of the County offices in both Maryland and Delaware have closed their doors to the public. They have a shirred us that they are doing all that they can to minimize the impact her business as we move forward.

Effective immediately, we have suspended all of our warranty activities. We are following the latest State and national restrictions regarding person to person interactions and are taking the health of our valued customers and our employees very seriously. We will reschedule appointments once the health officials have deemed it safe to do so. If an emergency arises, please contact our main office at 410-604-3701 and we will take the most appropriate action. Our main offices remains open from 8:30 AM to 4:30 PM as of today we will notify our customers if this should need to change. We thank you for your understandingAnd patience in this most unusual time.

From our Lacrosse Homes family to yours, be well.

Choosing an Eastern Shore Lifestyle

Why be a weekend warrior when it comes to enjoying the peaceful, laidback and highly desirable Eastern Shore. Lacrosse Homes has many options for your year-round living on Maryland’s Eastern Shore.

Weather you desire time on the Bay, time at the Beach, feasting on blue crabs or exploring Maryland’s craft beers, the lively and historic Eastern Shore has it all and Lacrosse Homes has it all too! Lacrosse Homes has a host of affordable house plans to offer to fit all your wants and needs. The serenity and charm of the Eastern Shore is just moments away from historic Annapolis and the sights and activities of Baltimore’s Inner Harbor.

When it comes to finding your dream home, Lacrosse Homes offers something for everyone. Ellendale on Kent Island offers luxury townhome living on three stories of low maintenance, efficient and open floor plans and features that will wow you. All of this for a fraction of the cost of similar plans in Anne Arundel County Maryland. Ellendale on Kent Island in Stevensville Maryland is a short drive from Matapeake Beach and walking distance to Thompson Creek where you can access the community pier for fishing and kayaking or just watching beautiful sunsets over the Chesapeake Bay. If that was not enough, Ellendale at Kent Island offers a community clubhouse, playground and pools.

If you desire more open space and single family living with room to grow, Lacrosse Homes offers an array of home styles and sizes in Kent Island Estates through our spot lot program. We here at Lacrosse Homes offer many optional features and would describe ourselves as a “semi-custom” home builder that is willing to adjust our floor plans to try and meet your needs and desires.

 Our Lacrosse team knows the Eastern Shore having built homes here of over 25 years. Many of our team members have grown up in the area and still live and raise their families here. If you are looking to immerse yourself in the Eastern Shore lifestyle, we are the builder for you. Take a look at this video for more information and we are looking forward to hearing from you.

Holiday Fun for Everyone!


The holiday season is officially upon us!  From cooler weather, Black Friday commercials, and holiday décor all around, it’s time to get in the spirit.  We know that there’s so much to do this time of year so we thought we’d help you out with event highlights so you don’t miss a thing near our Maryland and Delaware communities! 

Kent Island, MD Holiday Events

From jazz and symphony musical concerts to a Dickens Christmas, movie night and more, Kent Island Maryland offers a host of events to warm your heart and brighten your season.|2019

Over the bridge and through the woods…the Eastern Shore has something for everyone.  The quaint towns that comprise the spectacular coastal villages of Maryland’s Delmarva Peninsula beckon you with art shows, a spectacular Winterfest of Lights and Victorian Christmas, Santa Dash, gift shows and parades to create a holiday the entire family will remember.|6|24|||20191201|20191231||||undefined||0

Dover Delaware area Holiday Events

Delaware’s historic towns and charming nooks come alive during the holiday season, thanks to Yuletide tours, dazzling light displays, stage classics, festive parades and other events. Winter festivals and events in Delaware take place from early November through the first week of January and include holiday-themed exhibits at museums like Hagley Museum and Winterthur Museum, Garden, and Library; house tours in historic Lewes and Odessa; and parades in towns both large (Wilmington) and small (Milton).

Explore your options near and far from your home at our Olde Field Village community:

Timely Fire Advice From Sparky the Fire Dog

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Timely Advice from Sparky the Fire Dog!

October is Fire Prevention Awareness Month, a month-long focus devoted to educating people on how
fires start and what to do in the event of a fire emergency. This year’s theme is
“Not Every Hero Wears a Cape. Plan and Practice Your Escape!”
It’s a good time of the year to remind people about how fires start and safety techniques as we’re
coming into a season when fires are in and around our homes for warmth, comfort and aesthetics.
According to the National Fire Protection Association (NFPA) “ in a typical home fire, you may have as little as one to two minutes to escape safely from the time the smoke alarm sounds.
Escape planning and practice can help you make the most of the time you have, giving everyone enough
time to get out.” Let’s look at what causes the most home fires.
Cooking fires are the number one cause of fires and fire-related injuries due to unattended cooking.
Stay alert and in the kitchen while cooking. Heating equipment is also a leading source of home fires – half of which occur in December, January and February. As noted in our September blog post, have your equipment and chimneys inspected yearly to make sure there are no issues or potential hazards. If you use space heaters remember to
give them space–keep anything that can burn a minimum of 3 feet from heating sources.
According to NFPA, electrical distribution or lighting equipment ranked first in direct property damage,
and third among the major fire causes in the number of home fires, and tied for third in home fire
deaths and home fire injuries. Make sure you use a qualified electrician to handle any needs in your
home. Don’t overuse extension cords and use light bulbs with the recommended wattage for the
fixture. If you smoke, smoke outside. Most deaths result from fires starting in the living room and bedroom; the
leading location of origin is an exterior porch or balcony. The risk of dying in a home fire caused by smoking materials increases with age.
Last but not least is candles. On average, 23 home fires caused by candles are reported each day in the United States. The top days for these fires are New Year’s Eve, Christmas Day and New Year’s Day. If
you’re going to use wick candles, place them at least 12 inches from anything that can burn. We say, go
for the safe flame -- battery-operated candles that look for lifelike – even with moving flames!
Now that you know the leading causes of fires in the home, it’s prudent to focus on proper
preparedness and how you can help keep your family safe from fire. Two easy steps you can take are:
Testing the smoke alarms in your house, and creating and practicing a fire escape plan
Stay safe!

Hearth & Home Fall Cleaning Guide

Hearth & Home Fall Cleaning Guide

With Autumn’s crisp air and shorter days, it’s a perfect time to close out summer’s outdoor lifestyle and prepare your home for the winter ahead. Take time to work on these chores and you’ll be set for a relaxing, snug winter season.
Inside to-do’s:
  • Deep clean carpets and upholstery. Vacuum or spot clean upholstery and drapery; move furniture to get to baseboards and areas covered by rugs and furniture.
  • With the change in seasons you’ll bring out the heavier blankets and throws. Take the time to freshen your bedding by cleaning everything; turn your mattresses to balance wear.
  • Wash your windows – a cloudy day is the best time to take on this task. Clean and rinse screens to remove dust and dirt and don’t forget the sills and window tracks.
  • Schedule fall furnace inspections; stock up on furnace filters to maximize savings and comfort; clean/replace humidifier elements.
  • Clean ceiling mounted light fixtures and fans.
  • Dust/lightly vacuum refrigerator condenser coil. Check the dryer exhaust tube and remove excess lint.
  • Straighten closets and declutter as you shift wardrobes for the season.
Outside to-do’s:
  • Clean all patio furniture and cover/move for winter storage; drain and store garden hoses. Turn off exterior water spigots.
  • Caulk windows and doors; install weather stripping on doors/thresholds as needed.
  • Wash exterior windows
  • Clear your gutters and downspouts of leaves and debris. Overflowing gutters can make windows and siding dirty and create water damage/ice damming in winter months.
  • Chimneys and flues should be inspected and cleaned if necessary.
  • Touch up paint on trim, railings and decks. Use a wire brush to remove flaking paint; prime bare wood first.


New vs Used

New vs Used
There’s nothing like a new home!
We admit it, we’re a bit biased, since we’re new home builders, but there really are a host of reasons why buying a new home offers several benefits. First, and maybe most important, the home is new and will perform better. By performance, we’re referring to these components that are used to build, construct and finish your new home:
• Building materials and practices
• Energy-star rated appliances
• Energy efficient windows
• Hi-tech wiring
• Safety features
• Advanced heating/cooling systems, etc.
What’s not to like?? There’s no need to “settle” for a home that doesn’t quite meet your needs/desires. Builders offer numerous plans with various design elements and customization options to enable you to find the “dream” home. And once you settle on a plan design, your new home will have all your “must haves” and you’ve got a warranty that supports your purchase.

Different Types of Mortgages Explained

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Different Types of Mortgages Explained.


If you’re looking to buy a new home you’ve undoubtedly met with a mortgage loan officer to explore the various types of loans available to you.  Here’s a list of the most common mortgage products with a simple definition of what they offer:


Conventional / Fixed Rate Mortgage 

The name explains it best – with this loan your monthly payments don’t change over the life of the loan.  They are set at a ‘fixed rate’ so you know what your payment will be every month. 


Adjustable Rate Mortgage (ARM) –

The idea behind this type of loan is that the interest rate changes, or adjusts, over the life of the loan.  You will see descriptions like “5/1 ARM” which means the interest rate stays the same for the first five years of the loan and then adjusts periodically (monthly or yearly depending on the loan) over the balance of the term.


FHA Loans -

This loan is designed to assist low & moderate income borrowers.  With an FHA loan you can purchase with a lower down payment and the credit score required to qualify is lower than that required by the conventional/fixed rate mortgage products.   As with any mortgage product, you must meet certain qualifications to use that loan.


VA Loans –

VA loans are available to eligible veterans for the purchase of a home they will occupy (not available on investment homes) with no down payment. On top of getting 100% financing, a VA loan does not require mortgage insurance which equates to sizable savings on yearly mortgage insurance expenses.


USDA Loans –

The US Dept. of Agriculture offers mortgages to encourage homeownership in rural areas.  These loans offer 100% financing (no down payment required) and have low mortgage insurance rates.  Your home must be located in an eligible area and you must have a minimum credit score of 640 to qualify.


There are several other loan products available – Jumbo, Balloon, Interest-Only…the list goes on. We’ve shared some of the most popular loans with her in this blog post.  The important thing is to be knowledgeable about what’s available and to work with a reputable mortgage loan officer who will guide you toward the safest, most prudent and appropriate loan for you.

Managing the finance aspect of buying a new home.


Managing the finance aspect of buying a new home.

If you’re new to buying a home, or a seasoned vet, the mortgage and financing process can be daunting.  It doesn’t have to be that way when Lacrosse Homes is with you every step of the way. Here’s how...

Step 1


To help you determine a comfortable monthly investment, we’ll review the financial programs/incentives that our mortgage partners provide to determine which program is the best fit for you.

Step 2


We will prepare an estimate including your selections which will detail all of the costs associated with buying your new home, such as monthly payment and cash needed to close on your new home.

Step 3


Once you secure your homesite, confirm your price and incentives we officially secure your lot/home! An initial deposit will be required to proceed. (NOTE: In the event that you are not able to obtain a mortgage commitment according to the Purchase Agreement your deposit will be refunded).

Step 4


Within 7 days of signing your Purchase Agreement, we will schedule your loan application to begin the mortgage process.  We have relationships with several excellent mortgage companies, each offering competitive rates.

Step 5


30 days from signing the Purchase Agreement, your second deposit is due.  This is what we require as a good faith deposit in order to begin construction on your home with your personalized selections!  You may not be required to pay us any additional funds until closing.

Step 6


Once we receive your deposit, mortgage approval, and a building permit, construction of your home can begin!  We will arrange a meeting with your builder so you understand the construction process, and discuss the events of the exciting months ahead!

Six Steps to Selling Your Current Home.


Six Steps to Selling Your Current Home.

Its spring and that means an active home sales market.  With interest rates dipping, there’s even more activity, so now’s a great time to think about making that move to a new home.  If you need to sell your current home, make sure you’ve set yourself up for success by following these six easy steps to Sold!!


Get Representation.
You can certainly sell your home on your own, but using the services of a skilled listing agent will enable you to act with confidence when it comes to determining a list price and following through on all the legal aspects of home sales.
An agent will compare your home based on “comps” – square footage, features and location – to help you make as much on the sale as you can.  Follow the plan the Realtor provides to move you through the process.

Clean and brighten things up.
You know what they say about first impressions…they really do matter.  Make sure yours, from the exterior “curb appeal” to the entire inside of your home says “buy me!”
Pay attention to how the house smells and looks.  Deep clean everything – toilets, sinks, the garage, mop floors, clean rugs, get rid of pet and other smells/odors.  Make sure all light fixtures work and have an operable light bulb in them. If you need help, call in the professionals to help bring the shine back to your residence.

Hire a Handyman.
Speaking of hiring professionals, you should have someone on hand that can fix all the small things you’ll find that need fixing -- locks, hardware, leaky faucets, running toilets, cracks in the walls, broken appliances, squeaky doors, etc.

It’s time to pack away all the knick knacks, family photos, cherished collectibles you inherited from your Grandma, religious ornamentation and essentially anything that visually closes in the space.  You may need to rent a storage locker to temporarily store your excess stuff.  Do it – its money well spent!  You want your rooms to shine, not your furniture and “stuff.”  Organizing your space and cleaning out closets, attic storage, garage areas will help the new owners visualize their own things in your home. 

Make it “neutral.”
That means getting rid of the apple green kitchen walls and the mellow-yellow rec room…paint over all those bright walls by sticking to neutral colors like light grays, beiges and white.  Aside from making your rooms look bigger and brighter, fresh paint will cover some wall imperfections.

Stage your home.
Our last step is so important.  Staging your home will help it sell faster and for more money. Why do you think builders decorate model homes?  People need some help visualizing a space and when it’s properly done, with furniture that fits the scale of the space, it gets sold, often faster than an un-staged property.  Zillow offers some great ideas below:
Set the table: It’s a nice finishing touch that, again, can help the buyer visualize living there. Holiday dinner party, anyone?
Only style with polished accents: For example, only stage your master bath with new bath towels, or none at all. Just say no to your still-drying bath towels from this morning’s shower.
Make the space appear larger: Add mirrors to reflect light, swap a heavy powder room cabinet for a pedestal sink, or remove a leaf from your huge dining room table.
Show value in unusual floor plans: Highlight what makes your home unique and special. Add a reading nook, show the benefit of an extra storage area, or tuck a desk in an unused corner.
Use extra rooms deliberately: Never leave a room empty. Instead, make that unused guest room feel usable, staging it as an office, craft room, or guest bedroom — but never all of those things at once!


Andy Claxton Biography

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Andy Claxton is a sales consultant at Lacrosse Homes.  With over 25 years in the construction industry, he has the experience to work with a wide variety of projects from first time home buyers to custom waterfront homes.  After growing up in Annapolis, he played Lacrosse at the University of Maryland and has spent the last 20 years living on the eastern shore with his wife and seven children.  Andy spends his free time coaching multiple youth athletic teams and as well as helping at the local children's theatre.