Managing the finance aspect of buying a new home.

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Managing the finance aspect of buying a new home.

If you’re new to buying a home, or a seasoned vet, the mortgage and financing process can be daunting.  It doesn’t have to be that way when Lacrosse Homes is with you every step of the way. Here’s how...

Step 1

HOW MUCH YOU CAN AFFORD?

To help you determine a comfortable monthly investment, we’ll review the financial programs/incentives that our mortgage partners provide to determine which program is the best fit for you.

Step 2

CUSTOMIZE YOUR HOME

We will prepare an estimate including your selections which will detail all of the costs associated with buying your new home, such as monthly payment and cash needed to close on your new home.

Step 3

PURCHASE AGREEMENT

Once you secure your homesite, confirm your price and incentives we officially secure your lot/home! An initial deposit will be required to proceed. (NOTE: In the event that you are not able to obtain a mortgage commitment according to the Purchase Agreement your deposit will be refunded).

Step 4

MORTGAGE APPLICATION

Within 7 days of signing your Purchase Agreement, we will schedule your loan application to begin the mortgage process.  We have relationships with several excellent mortgage companies, each offering competitive rates.

Step 5

ADDITIONAL DEPOSITS

30 days from signing the Purchase Agreement, your second deposit is due.  This is what we require as a good faith deposit in order to begin construction on your home with your personalized selections!  You may not be required to pay us any additional funds until closing.

Step 6

CONSTRUCTION BEGINS!

Once we receive your deposit, mortgage approval, and a building permit, construction of your home can begin!  We will arrange a meeting with your builder so you understand the construction process, and discuss the events of the exciting months ahead!